About Family Investment Planning Inc

Independent Financial Planning Advice and Implementation

Family Investment Planning Inc. is an independent financial services firm. Destination™ Planning, Route 60™ and Sure Gain™ are all registered Trademarks of Family Investment Planning Inc. and illustrate the unique and independent concepts which form the firm’s guiding principles.

We are not a financial institution and do not represent any single bank, trust company, life insurance company, or investment firm. In addition, we are not associated with, nor do we answer to, a larger parent company.

Our ability to provide unbiased advice using the most appropriate services to help our clients meet their financial objectives is fundamental at Family Investment Planning Inc.

Our investment advisors, insurance agents, and financial planners at Family Investment Planning Inc. are qualified to implement comprehensive solutions. We are licensed to recommend many different product solutions (e.g. – mutual funds, life annuities, segregated funds, pooled funds, private portfolio management, life insurance, disability insurance, critical illness insurance, long-term care insurance, GIC’s, other bank products, etc.)

For those advisors and planners who have appropriate licensing; and for the client who qualifies as an “accredited investor”, we also have available the following products: principle protected notes (PPN’s), real estate investments trusts (REIT’s), limited partnerships, hedge funds and flow-through shares.

As excerpted from the OSC website document on NI 45-106 (Supplement to the OSC Bulletin dated September 18, 2009):

“An individual is an “accredited investor” for the purposes of Canada’s National Instrument 45-106 if he or she satisfies, either alone or with a spouse, any of the financial asset test in paragraph (j), the net income test in paragraph (k) or the net asset test in paragraph (l) of the “accredited investor” definition in section 1.1 of NI 45-106.

These branches of the definition are designed to treat spouses as a single investing unit, so that either spouse qualifies as an “accredited investor” if the combined financial assets, net income, or net assets of both spouses exceed the $1,000,000, $300,000, or $5,000,000 thresholds, respectively.”)